Fraud is evolving at an unprecedented pace, driven by sophisticated criminal networks, social engineering, business email compromise, account takeover schemes, and the growing use of artificial intelligence. This course provides participants with a practical understanding of today's fraud threat landscape and the operational, cultural, and leadership strategies needed to reduce organizational risk. Participants will explore current fraud trends impacting businesses, including business email compromise (BEC), vendor email compromise (VEC), check fraud, ACH fraud, bank impersonation schemes, and AI-enabled scams. Through real-world examples and actionable guidance, attendees will learn to identify warning signs, strengthen payment controls, improve verification processes, and foster a culture of healthy skepticism. The course emphasizes the critical role of people, processes, and governance in preventing fraud. Learners will leave with practical tools to recognize fraud attempts, implement effective controls, strengthen vendor management practices, and build a proactive fraud risk management program within their organization

CPE 1

Presenters: Kasia Harvell and Erin Graham

• Kasia Harvell is a Senior Leader in Fraud and Payments Risk. She offers more than 30 years of experience across financial services, with deep expertise in fraud prevention, controls, and risk management. Kasia leads the Wealth, Corporate and Institutional Banking Fraud and Payments Risk Team at U.S. Bank, where her mission is to strengthen the bank’s ability to anticipate, prevent, and respond to increasingly sophisticated fraud threats.  Her team plays a critical role in protecting clients and the enterprise through fraud risk management, customer education, root cause analysis, and the continuous enhancement of controls and operating processes.  Kasia partners closely with enterprise stakeholders across lines of business, risk, and operations to drive proactive, data-informed strategies that reduce fraud risk and improve client outcomes.  Her works is focused not only on managing current threats, but on identifying emerging risks and embedding sustainable, enterprise-wide mitigation strategies. 

  Erin Graham is a Senior Vice President and Government Banking Relationship Manager with U.S. Bank. She partners with public sector finance leaders on treasury management, payments, liquidity strategies, fraud prevention, and capital financing initiatives. Erin holds the Certified Treasury Professional (CTP) designation and Municipal Securities Representative license and is currently pursuing her second master's degree. She is passionate about helping local governments strengthen their financial operations and better serve their communities.